Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.
In the pre-qualification process, you will find out:
- Exactly how much home or land you can afford.
- How much cash you will need for the down payment.
- The minimum down payment, and advantages of higher down payments.
- What the bank feels you can afford for a monthly payment.
I help buyers pre-qualify for mortgages every day. I know this is your personal information, and will not distribute it to anyone, other than to my preferred mortgage broker. This service is provided free of charge, without any obligation on your part. Once you fill out the form, I will quickly process your information and get right back to you!
John 
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Buying Land and New Construction >From the Ground Up
Buying land is different from buying a home, because you must resolve issues relative to land use restrictions, utilities, access and easements before building. When you locate land that seems right for your house, visit the local planning department before making an offer.
Ask whether city sewer, water and electricity are available. If not, you will need to calculate the expenses of installing a well and testing the soil for a septic system.
The land will be zoned for residential, business, or agricultural purposes. Does the zoning permit you to build the house you want? Are there easements on the lot that will limit where you can build or how you can access the property? Ask about the long-range plans for use of the surrounding land. The land will be more attractive if the city intends to build a park or new school nearby. But if a six-lane highway or a waste treatment facility are in the city's future plans, you may decide to look elsewhere for a place to build your dream home.
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What weighs 320 tons and is considered the largest single block building?
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Pyramid of Mycerinus (Third Pyramid) at El Gizeh, Egypt is the largest single block building and the world's oldest pyramid. |
See More Real Estate Trivia > |
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John Thurman, ABR, GRI, CRS Heart of Texas Realty 13810 Bluff Lane San Antonio, TX 78216 Phone #: (210) 481-6767 Fax #: (210) 496-2354 John@HeartofTexasRealty.com
John Thurman, ABR, GRI, CRS, is the Broker/Owner of Heart of Texas Realty and Talk Show Host of the San Antonio Business Makers, the San Antonio Movers and Shakers, and the Military City USA Radio Shows on News-Talk 930 KLUP. He specializes in assisting families’ relocate either across the country or across the street. He is the Charter President of the Rotary Club of San Antonio at The Dominion, Founder and Chairman of Gateway San Antonio Corridor, Inc, and Founder of the First Voice Networking For Realtors in San Antonio.
San Antonio’s Most Listened To Realtor and Host on News-Talk 930 KLUP.
RE License # 354093 
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